Breathe Easier, Oxygen Funding is Here

Providing Cash To Your Business When You Need It So You Can Navigate The Ups and Downs

What do You Need to Support Your Growth?

Often the answer appears simple – an influx of working capital to help get over challenges created by growth.

But often cash isn’t available from traditional channels. Banks are focused on your past history to qualify future credit. This excludes young businesses that do not have any or much history as well as established businesses with limited profitability. The same is true for many other small business financing options.

That’s where we are very different. We don’t just look at your past results. We know they do not give us the whole story, you do.

We look at the whole picture of your business to determine the best solution and resources you need. Our solutions will provide the growth financing you need now and will grow in step with your growth.

We are concerned with everything growth demands of you and your business. Growth financing may not fix every challenge growth brings. As your advocate and coach, we will help whenever we can with whatever challenge there is. We have many friends that provide all types of services and expertise to businesses. We will often refer to you what you need from our pool of vetted professionals in areas such as CFOs, CPAs, attorneys, and marketing professionals.

We are all in this together. How do our efforts help you move forward? Making sure they do is what drives us.

Growth Financing When You Need It – Where You Can Use It

You have suppliers and vendors you need to pay and customers that need to pay you. There is often a gap in the middle while you wait to be paid to get the cash you need to pay your suppliers and vendors. This cycle is per job and very often more than one job is going on at a time which complicates the cycle. The quicker your business grows the more complicated this cycle becomes. But there is a better way.

Supply Chain Financing

We don’t provide Supply Chain Financing like our competitors do. We can, of course, but most of our clients value our unique approach to the accounts receivable / accounts payable cycle. Our solution provides financing to both sides of your balance sheet.

Our vendor procurement service (supply chain) pays your suppliers and vendors. Our invoice financing service pays you for your outstanding customer invoices. Both services working together will handle the peaks and valleys created by rapid business growth freeing up your business to focus on growth. They provide you the confidence to meet the demands of more growth because you know the payments are covered.

Financing services we offer:

The good news is we customize our solutions to your specific needs. Perhaps you do not need a comprehensive solution. In that case, we are happy to provide a solution from the list below:

Invoice financing
Term loans
Equipment loans
Supply-side financing (Vendor payments)

A Financial Partner That Invests In You

Oh, and as part of our services, we may recommend experts who can help your business become stronger and healthier. We have trusted resources throughout Southern California who can help fine tune details in your business – if there are I’s to be dotted and T’s to be crossed.

We take our role as an advocate for your business very seriously. As part of that, we regularly monitor your status with the IRS to ensure that your business is always in good standing. We also keep an eye on your credit reports. No one wants to hear that their credit has taken a hit, so rest assured that we are watching out for you.

It’s important to us that we work together to help your business grow, successfully, and profitably. So we watch out for you, so you can focus on running your business.

Apply Now

What our clients & partners are saying

"I want to express how impressed I am with your company. You are on top of everything we need to succeed. Knowing that we have a partner ready, willing and able to help us is well worth the price of admission!"
"Oxygen Funding is truly an 'A' rated factoring company that faithfully has exceeded our weekly demands for over 3 years with great response time and excellent service. I recommend them to any size and type of company."
"I have been working with Oxygen Funding for some time now and they never disappoint. They always take care of my borrower and I hope every business owner that can take advantage of their service – does. "
"Oxygen Funding has been instrumental in our plan to rebuild our business after a difficult year. They work closely with us and are very responsive to our needs. We just have to keep working with them and the light of day is around the corner."
"Oxygen Funding is always very responsive to our requirements with service that is second to none. We especially value their professionalism when dealing with our clients. Oxygen is a strong ally for us in cash flow and the growth of our company."
"As a consultant and broker, I have many choices where I can place my deals. Why I select Oxygen Funding is because they always goes the extra mile to make my clients feel like they are getting the best possible care and rates. In addition, Oxygen doesn't just take the easy deals - they work hard to foster the "Let's get the deal done" philosophy."
"Oxygen Funding has been a great partner for our business. Oxygen has allowed us to work with larger companies that demand net 30 or longer terms with their vendors while keeping our cash flow positive."
"If any business needs cash flow, they should call Oxygen Funding. They get my company cash for our invoices in less than 24 hours and handle all of the collections. Their staff explained the entire process and worked out a funding program specifically to meet our needs. Now I can focus my time on sales and running my company. Thanks Oxygen Funding, you guys are great!"
"We have been dealing with Oxygen Funding, for approximately one year to date. Over the past 30 years we have been in business they are one of our top companies. To date we have dealt with, or currently have dealings with, over 350 companies. Professionalism, Expertise, Knowledge, Service, and Dependability are some of their attributes. I would recommend Oxygen Funding to anyone who is looking for a 5 star Accounts Receivable finance company."
"As an Independent Contractor in today's economic climate, its difficult when you have clients who pay in 60 days or more. Oxygen Funding has gone above and beyond funding: they personally oversaw and tailored the factoring setup process with my client. When it would normally take months to get paid, with Oxygen, invoice amount payments are over-nighted direct. The staff has been very friendly and courteous every step along the way."
"My challenge as a small consulting business is not about getting the work but rather getting paid in a timely way without having to track down invoices. I have lots of work but don't always have the cash that goes with it! Now, with Oxygen Funding working with me, I don't have to spend my time worrying about cash flow and I can focus on giving my clients quality work."
"I could not have "partnered up" with a better organization. From the top to the bottom, the Oxygen Finance Team was the epitome of service...service and more service! I will recommend you to all my other business associates. Thanks...again guys."
"It has been our pleasure to work with Oxygen Funding for all of our business needs. Adam and the entire staff have been truly wonderful to work with. They are efficient, courteous, and extremely professional when dealing with our clients. We have previously worked with a competitor and were very unhappy with their services. I would recommend Oxygen Funding to any business owner large or small."
"I've had the pleasure of working with Oxygen Funding for over a year and have found them to be fair, honest, and focused on treating clients with integrity and respect. I have learned to trust their judgment and perspective, gained from both business experience and simple common sense."
"Oxygen Funding has been a breath of fresh air! The staff is friendly and efficient. They are so easy to work with it makes funding a breeze!"
"Oxygen Funding has been a joy to work with. They have taken the time to explain each facet of their funding procedures and are always ready to answer questions. They are friendly and knowledgeable and I would recommend them to anyone looking for professional funding solutions with a strong customer service attitude."
"Oxygen Funding lives up to their promise to treat each client as their most valued client. Oxygen Funding is right on time every time we call."
"Thank you so much for partnership Adam. I truly appreciate everything you've done to help me grow over the years."
"Thank you for being such a great asset to my company."
"Hi, more good news! Our client, a large grocery store chain, just accepted our latest offer and will purchase a significant amount of cabernet from us later this year. Thanks for making this possible."

All California loans made or arranged pursuant to a California Finance Lenders Law License #603-G957