Your Partner in Growth Capital

We Invest in the Future of Your Business

Breathe Easier, We Have The Working Capital You Need For Your Business

Your business is expanding but could you grow faster and easier with more working capital? Whether you are concerned about paying for inventory, employee payroll, or bills, it is hard to support increased demand without the necessary working capital.

Traditional bank financing does not work well for companies experiencing fast growth. This is largely a result of analyzing past business results to determine future credit worthiness. Oxygen Funding uses a very different evaluation process which allows us to approve and grow in step with our growing clients.

For over 13 years, Oxygen Funding as a direct lender and companies like yours have partnered to support business growth. Many of our clients graduate over time to traditional bank financing when their business and growth rates can qualify.

We invest in your success. We have many friends who provide all kinds of services to businesses. We will match you to a qualified and vetted professional as needed (CFO, CPA, attorney, marketing, etc).

We watch out for your business so you can focus on your customers!

Get the Growth Financing Your Business Needs, and Deserves.

Our process is simple and transparent.

Step 1: Schedule Your Discovery Call

On the call, you’ll talk and we’ll listen. Then we’ll decide the best financing plan for you and follow up with the next steps.

Step 2: We Collect Information About Your Business

In order to determine if your business is a good fit for Oxygen Funding, we will need to collect several pieces of information about your business. It all begins when you fill out an application.

Step 3: Your Growth Financing Becomes Real

If your business passes the review then we’ll start financing your growth. How it looks, terms and the financing path will all depend on your business and what your greatest financial needs are.

Schedule My Discovery Call

Meet Our Executive Team

Adam Lomax

Adam founded Oxygen Funding as a direct accounts receivable finance organization nearly 13 years ago. We expanded into accounts payable and revenue finance over time. We are known for excellent client centered service that results in much better than industry average retention and return rates. Adam is known as an excellent listener and strong problem solver. Prior to Oxygen Funding, Adam was an executive in a 50 state insurance company and VP of Information Services for a 50 state wholesale and retail commercial insurance firm. He graduated from Duke University with a Bachelor of Science degree in Computer Science.

Greg Salomon

All of our clients and staff have benefited from Greg’s help and influence since 2020. Leading the sales team, Greg generated the highest volume of sales for Primary Funding. Greg’s entire 25-year career has been in the non-Prime Lending space, predominantly with publicly traded companies and well-established Factoring Companies. Throughout his career, he has generated hundreds of millions in revenue for these organizations. Greg has a Bachelor of Science in Management and a minor in communication from Fresno State.

Oxygen Funding Supporting Local Businesses

When Onyx Motor Bikes, an innovator in the transportation industry based out of Los Angeles, needed capital to keep up with their growing product demand, they sought assistance from Oxygen Funding. These eco-friendly motorbikes are a sustainable alternative to gas-powered motorcycles, revolutionizing the way we travel. With electric power driving their bikes, Onyx Motor Bikes is making waves in the transportation industry.

Investing In the Community

Not only do we invest in your business, but we also invest in our community. Each year, we are dedicated to donating a portion of our revenue to support small businesses throughout Orange County and San Diego.

Get Started

If you would like more information about us just complete our FAST and EASY application or simply call us at (800) 790-3419 and we will get back to you within 24 hours.

What our clients & partners are saying

"I want to express how impressed I am with your company. You are on top of everything we need to succeed. Knowing that we have a partner ready, willing and able to help us is well worth the price of admission!"
"Oxygen Funding is truly an 'A' rated factoring company that faithfully has exceeded our weekly demands for over 3 years with great response time and excellent service. I recommend them to any size and type of company."
"I have been working with Oxygen Funding for some time now and they never disappoint. They always take care of my borrower and I hope every business owner that can take advantage of their service – does. "
"Oxygen Funding has been instrumental in our plan to rebuild our business after a difficult year. They work closely with us and are very responsive to our needs. We just have to keep working with them and the light of day is around the corner."
"Oxygen Funding is always very responsive to our requirements with service that is second to none. We especially value their professionalism when dealing with our clients. Oxygen is a strong ally for us in cash flow and the growth of our company."
"As a consultant and broker, I have many choices where I can place my deals. Why I select Oxygen Funding is because they always goes the extra mile to make my clients feel like they are getting the best possible care and rates. In addition, Oxygen doesn't just take the easy deals - they work hard to foster the "Let's get the deal done" philosophy."
"Oxygen Funding has been a great partner for our business. Oxygen has allowed us to work with larger companies that demand net 30 or longer terms with their vendors while keeping our cash flow positive."
"If any business needs cash flow, they should call Oxygen Funding. They get my company cash for our invoices in less than 24 hours and handle all of the collections. Their staff explained the entire process and worked out a funding program specifically to meet our needs. Now I can focus my time on sales and running my company. Thanks Oxygen Funding, you guys are great!"
"We have been dealing with Oxygen Funding, for approximately one year to date. Over the past 30 years we have been in business they are one of our top companies. To date we have dealt with, or currently have dealings with, over 350 companies. Professionalism, Expertise, Knowledge, Service, and Dependability are some of their attributes. I would recommend Oxygen Funding to anyone who is looking for a 5 star Accounts Receivable finance company."
"As an Independent Contractor in today's economic climate, its difficult when you have clients who pay in 60 days or more. Oxygen Funding has gone above and beyond funding: they personally oversaw and tailored the factoring setup process with my client. When it would normally take months to get paid, with Oxygen, invoice amount payments are over-nighted direct. The staff has been very friendly and courteous every step along the way."
"My challenge as a small consulting business is not about getting the work but rather getting paid in a timely way without having to track down invoices. I have lots of work but don't always have the cash that goes with it! Now, with Oxygen Funding working with me, I don't have to spend my time worrying about cash flow and I can focus on giving my clients quality work."
"I could not have "partnered up" with a better organization. From the top to the bottom, the Oxygen Finance Team was the epitome of service...service and more service! I will recommend you to all my other business associates. Thanks...again guys."
"It has been our pleasure to work with Oxygen Funding for all of our business needs. Adam and the entire staff have been truly wonderful to work with. They are efficient, courteous, and extremely professional when dealing with our clients. We have previously worked with a competitor and were very unhappy with their services. I would recommend Oxygen Funding to any business owner large or small."
"I've had the pleasure of working with Oxygen Funding for over a year and have found them to be fair, honest, and focused on treating clients with integrity and respect. I have learned to trust their judgment and perspective, gained from both business experience and simple common sense."
"Oxygen Funding has been a breath of fresh air! The staff is friendly and efficient. They are so easy to work with it makes funding a breeze!"
"Oxygen Funding has been a joy to work with. They have taken the time to explain each facet of their funding procedures and are always ready to answer questions. They are friendly and knowledgeable and I would recommend them to anyone looking for professional funding solutions with a strong customer service attitude."
"Oxygen Funding lives up to their promise to treat each client as their most valued client. Oxygen Funding is right on time every time we call."
"Thank you so much for partnership Adam. I truly appreciate everything you've done to help me grow over the years."
"Thank you for being such a great asset to my company."
"Hi, more good news! Our client, a large grocery store chain, just accepted our latest offer and will purchase a significant amount of cabernet from us later this year. Thanks for making this possible."

All California loans made or arranged pursuant to a California Finance Lenders Law License #603-G957